Lost Weight

Exciting news here.  Conviently after stopping my birth control pill a week ago I lost 3 lbs!!!  I have been super busy as usual, got 1 walk in and yoga yesterday.  I have been eating healthy still.  And bam 3 lbs!  I have been eating healthy and all this since May and lost 4 lbs the whole time.  I certainly blame it on the bcp!!! 

Anyways, on our friendly competition we are finally moving in the right direction.  ALL of us.  Last week was a little bumming seeing the guys drop weight.  But this week us ladies are finally in it!!!  Definitely a little more motivation.  I'm excited. 

When I have time to exercise the following is what I like to do to get moving.
running/jogging/walking
pilates
yoga
Denise Austin indoor walk
Jillian Michaels 30 day shred
zumba
random dancing with baby and kids
wii fit
just dance (wii game)
bollywood dance (fit tv)
I am open to all other ideas.  I want to try Golds Gym on the wii.  I have to keep it interesting or I lose interest.

Things here are crazy.  I have been extremely busy.  With cheer, soccer, school, housework, house loan stuff, and baby my world has gone completely upside down.  And we still have missed practices, house is still messy, and things don't feel like they are moving.  How does that happen?  I guess that's life!  But I did knock a few things off my to do list this week and that's always great. 

As far as the house buying process goes, we will find out in December if we are qualified for the loan we are trying to get.  Long time, I know.  I am trying to keep my hopes up about my house but also trying to tell myself its okay if we lose it there will be something better!  That, my friends, is hard.  I am worried about my credit also.  Its not where I think it should be and we are trying to take care of that hopefully they see that effort.  My husband is the one that works and he has a good score so hopefully that is enough. 

We experienced some feelings towards the whole credit thing this week that kind of hurt.  I think it effected my husband a little more.  Years ago, when I was younger, I was offered 2 credit cards.  I told myself they would be used for important things only.  But, they got the best of me.  I couldn't pay them down. Being young and feeling like I would never be able to pay it off, I filed bankruptcy.  I now regret it. I didn't know anything about fixing my credit.  I had no good advice around me.  And I feel as though I stole from them now.  But truthfully as broke as I have been in the past I don't know how I would have payed them off.  I don't live beyond my means.  I don't buy extras.  I vowed never to do that again.  I bought a car and have faithfully paid on it.  Minus 2 mths when I wasn't sure how I was going to feed myself I was late on my payments.  I had moved to Texas and payed off everything but my car.  I moved into an apartment.  And both jobs cut my hours.  I couldn't find a decent paying job to save my life.  And of course, when I didn't have insurance, I got sick and had to go to the hospital.  That has happened to me twice, by the way!!! 

Before I met him, my husband was single and made good money for a single guy.  He spent his money however he wanted and his credit wasn't perfect but not to bad. He doesn't like people judging you on anything but who you are inside.  He didn't care if he was late on a payment.  He knew he was going to pay it.  He never thought it would catch up to him.  I know it sounds silly but I guess I understand him more than most would/do.

Then we got together.  We had 2 incomes and a load of bills.  And he had credit cards *gasp*.  I had vowed not to have any.  So my goal was to pay them off.  I slowly got to paying off small things that we had. And I started working on paying down the credit cards.  His credit has jumped up 150 points in 1 year!!!  Mine is NOT where I need or want it to be.  But, it's very obvious that we have been working on our credit.  We are good people.  It makes me sad that because of other peoples failures, because of greediness, that we are now judged by a number!  If its obvious that I am "fixing" my credit then why be mean? 

Currently we are a 1 income family. I have mastered our budget.  I pay on time and pay down on our credit.  Every chance I get I pay off the things on my credit.  These things didn't get there from me being irresponsible, it got there because I got sick, and because of the failing economy and lack of work offered.  I did not put too much on my plate.  I was cautious.  I am a good person.  The way some talk to you when they read your score, is ridiculous. Mine has also come up 150 points this year and its just under 600 and in about  a month and a half it will be higher.  I don't understand this way of thinking I guess.  And others are ruining it for those of us who do try. 

So, my continued goals are to drop the weight number and heighten the credit score....life can be confusing sometimes!  But without the bumps life might get boring.  So, I will keep doing what I know is right!!!